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Dermatology Financing

Dermatology Financing

Understanding your options for dermatology financing helps you prepare for the treatments that you need at Aloe Dermatology. Our dermatology financing policies apply to all of our patients in Santa Barbara, Ventura, Santa Maria, Solvang, Santa Ynez, and the surrounding areas of California.

What is Your Financial Policy?

We collect full payment for services rendered and any products purchased at the time of your visit.

We accept some insurances offered by: Anthem Blue Cross PPO, Blue Shield PPO, Aetna PPO and Medicare.

Note: We are NOT contracted providers for ANY HMO PLANS. This includes any Medicare HMO plans. We do not courtesy bill for any HMO insurance. Additionally, we do not accept patients who have Medi-Cal insurance as their primary OR secondary insurance as we are not Medi-Cal providers. This means we are not providers for patients who have Medicare as their primary insurance and Medi-Cal as their secondary insurance.

Note: We are NOT contracted providers for any Affordable Care Act Insurance Plans (also known as Obamacare, Covered California, or Exchange Plans) including those offered by Blue Cross, Blue Shield and Aetna.

We advise you call the telephone number on the back of your insurance card or go online to confirm that we are a contracted provider with your specific plan. We may be listed with your insurance as Aloe Dermatology, George Keith Llewellyn MD Inc, George Keith Llewellyn MD, George Llewellyn MD or Keith Llewellyn MD. It is the patient’s responsibility, not the practice’s responsibility, to determine whether or not we are a contracted provider for your specific plan.

If we accept your insurance, then you will be required to pay the co-pay indicated by your plan at the time of service. We will then bill your insurance for the services rendered. You will be required to pay your deductible, co-pays and any co-insurance not covered by your insurance, if applicable. In the event your insurance company categorizes services rendered as “pre-existing,” “non-covered,” or “not medically necessary,” you are responsible for payment in full.

Private pay

If we do not accept your insurance, full payment will be expected at the time of service. You will be provided with a billing statement at the conclusion of your visit. If you have insurance that we do not accept, we will, as a courtesy, bill your insurance for you (except for HMO insurance). Depending on your particular insurance, some or all of the charges from your visit may be reimbursed to you by your insurance company.

Cosmetic Services

Regardless of whether or not we are providers for your particular insurance, full payment for cosmetic services and products is expected at the time of service. Cosmetic procedures are not covered by insurance.

Returned Check Fee

A charge of $25 will be due from the patient for any returned check.

Am I a Private Pay Patient?

If we do not accept your insurance, full payment will be expected at the time of service. You will be provided with a billing statement at the conclusion of your visit. If you have insurance that we do not accept, we will, as a courtesy, bill your insurance for you (except for HMO insurance). Depending on your particular insurance, some or all of the charges from your visit may be reimbursed to you by your insurance company.

How Can I Pay for Cosmetic Services?

Regardless of whether or not we are providers for your particular insurance, full payment for cosmetic services and products is expected at the time of service. Cosmetic procedures are not covered by insurance.

Returned Check Fee

A charge of $25 will be due from the patient for any returned check.

What is Your Policy for Appointment Cancellation/No Show?

In order to give you our full and undivided attention, we have reserved time for your appointment.

We need at least a 24-hour notice of cancellation so that another patient in need can be seen in the event you are unable to to make your appointment.

Failure to provide a notice of cancellation at least 24 hours in advance of your appointment may result in a $50 charge per incident. No shows (visits where a patient is scheduled for an appointment, and does not show up and does not notify us in advance) will be charged a $50 fee per incident.

If you have any questions about our dermatology financing policies or the services that we provide, please contact us to speak to a member of our staff or schedule a consultation with our experienced dermatologist, Dr. Keith Llewellyn.