Financial Policy

It is our policy to collect full payment for services rendered and any products purchased at the time of your visit.

We accept insurances from:
Anthem Blue Cross PPO
Blue Shield PPO
Cottage Hospital
Medicare

Note:  We are NOT providers for ANY HMO PLANS.  This includes any Medicare HMO plans.  Additionally, we do not courtesy bill for any HMO insurance.

If you find your insurance plan on this list, then you will be required to pay the co-pay indicated by your plan at the time of service.  We will then bill your insurance for the services rendered.  You will be required to pay your deductible, co-pays and any co-insurance not covered by your insurance, if applicable.  In the event your insurance company categorizes services rendered as “pre-existing,” “non-covered,” or “not medically necessary,” you are responsible for payment in full. 

Private pay
If we do not accept your insurance, full payment will be expected at the time of service.  You will be provided with a billing statement at the conclusion of your visit.  If you have insurance that we do not accept, we will, as a courtesy, bill your insurance for you (except for HMO insurance).  Depending on your particular insurance, some or all of the charges from your visit may be reimbursed to you by your insurance company.

Cosmetic Services
Regardless of whether or not we are providers for your particular insurance, full payment for cosmetic services and products is expected at the time of service.  Cosmetic procedures are not covered by insurance.

Returned Check Fee
A charge of $25 will be due from the patient for any returned check.